2966 Macalpin DRIVE N, Palm Harbor, FL, 34684 | $489,999

PRICE IMPROVEMENT!! Welcome to this a large 2 bed 2 bath with Bonus Room/3rd bedroom charming home nestled in a cul-de-sac in the highly sought after Highland Lakes 55+ premium active community in Palm Harbor! This is a great plan for comfortable living surrounded by well maintained and updated homes. Peace of mind knowing that this is a HIGH ELEVATION, NON EVACUATION ZONE to help protect you from storms. This home boasts laminate and ceramic tile flooring throughout, plenty of closet and storage space. The HVAC was replaced in 2016 and new hurricane windows installed in 2024. For your convenience there is a built in vacuum system and a water softener. This home also features a spacious two car garage and hurricane brackets. As an added bonus you will have your own well for irrigation! You will love Highland Lakes friendly atmosphere and appreciate the beautiful facilities and grounds. Enjoy free golf on 3 private executive courses, 2 heated pools and a spa, tennis, pickleball, bocce & Shuffleboard. There is a plethora of activities to participate in such as a bowing league, fitness classes, arts & crafts classes, a wood-shop, many special interest and hobby clubs, as well as games and card groups. There is something for everyone! The main clubhouse auditorium hosts more entertainment and social events than will fit on your calendar. At the Lake Tarpon Lodge, there is a 2nd heated pool, fishing pier, RV or boat storage, boat ramp, picnic & party facilities, an even community pontoon boats that go out twice a day! All this is included in the low HOA fee of $150. 00/month! Live within minutes of the world's best beaches, great restaurants & shopping, rich cultural resources, exciting pro sports, excellent medical services, and two international airports. This home is in a neighborhood that offers an irresistible lifestyle! Don't delay in making this your dream home today!

Features

  • Amenities: Clubhouse, Golf Course, Handicap Modified, Maintenance, Pickleball Court(s), Pool, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Wheelchair Access
  • Rooms: 11
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 1979
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,152
  • Acreage: 0.22
  • Est. Taxes: $4,033
  • HOA Fee: $150 Monthly
  • Lot Desc: Corner Lot, Cul-De-Sac, Near Golf Course
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener
  • MLS#: TB8310811
  • Days on Market: 53 days
  • Website: https://www.raveis.com
    /prop/TB8310811/2966macalpindriven_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/17/2024 11:17:14 PM)
Listing courtesy of KELLER WILLIAMS REALTY- PALM H   Phone: 727-772-0772

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2966 Macalpin DRIVE N, Palm Harbor, FL, 34684

$489,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,999 $391,999 $391,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.443% 7.133% 6.256%
Monthly Tax Payment $336 $336 $336
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,641 $2,605 $3,306
Total Monthly Payment $3,052 $3,016 $3,717

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.