Move-in ready pool home in Long Bayou Estates! This quality-built 4BR/3BA home is situated on a . 37 acre lot and features 2, 633 sq. ft. of living space with an open floor plan, including vaulted ceilings, formal living and dining room, and a spacious family room with a wood-burning fireplace. Enjoy an oversized two-car garage with an EV charging station, a swimming pool, and a large backyard overlooking a mangrove preserve, with a private pathway to Long Bayou and the intercoastal waterway for canoeing, kayaking, and fishing. Long Bayou Estates is a very desirable neighborhood with only 26 luxury homes and is ideally located between Seminole Lake Golf & Country Club and Long Bayou. Built in 2000 and meticulously maintained by the original owner, this home features double insulation for soundproofing and energy savings plus a brand new roof in 2024. The chef’s kitchen includes stainless steel appliances and granite counters, while the master suite offers two walk-in closets and an ensuite bath with a jacuzzi tub. Additional bedrooms share a full bath, while the other bath has pool access—perfect for guests. The property also includes a large side yard ideal for kayak/canoe storage or a dog run. Experience Florida living at its best in this upscale country club setting! Owner may consider financing with 20-25% down. This home has never flooded, not even during Helene & Milton and currently the owner pays only $734 annually for flood insurance (the policy may possibly be transferable)
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Our Executive Mortgage Banker:
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$770,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $616,000 | $616,000 | $616,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $746 | $746 | $746 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,098 | $4,094 | $5,282 |
Total Monthly Payment | $4,936 | $4,932 | $6,120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.