Welcome to #509 in the Jamison building at Town Shores, an active, 55+ community in the waterfront town of Gulfport. This condo provides a move-in ready environment, pool views and a covered parking spot. This one bedroom, one bath condo is clean as a whistle with fresh interior paint and tile floors throughout. The smart layout finds your living room bathed in sunlight through your front windows, offering water views of the marina from the comfort of your couch. The flow continues nicely to the dining area and into the galley kitchen with quartz countertops and subway tile backsplash, a pantry cabinet with pull-out drawers and updated appliances including the range with a gas cooktop! Natural gas is included in your monthly condo fee and provides energy for your cooking and heating. Stroll through the kitchen and out to your enclosed Florida room that overlooks the pool and courtyard. This room works well as a home office, flex space or den and includes a generous closet for seasonal décor, sandy toys or tools. The bedroom is spacious with a walk-in closet as well as a separate hanging closet with a nice closet system. The full bathroom is tastefully updated, as well and the vanity offers organized storage in addition to the linen closet. The community laundry room and your external storage locker are both found on the same floor. #509 is just a few steps away from the elevator, for easy access, and this unit also provides a reserved carport parking space (#38). The Jamison building replaced their roof in 2018/2019 and passed their Phase 1 Milestone Inspection with no pending assessments. The unit's HVAC is approximately 8 -10 years old and has been serviced annually. The association provides and maintains the water heater. Residents of Town Shores enjoy the walkability to Gulfport's Arts District where you'll find a waterfront walking track and outdoor fitness equipment, tennis & pickleball courts, and of course Beach Blvd with tons of galleries, boutiques, shops, live music and restaurants. The Catherine Hickman Theater and Senior Citizens Center offer tons of activities, as well. Within the Town Shores campus you'll enjoy 4 heated pools, tennis, pickleball and shuffleboard courts, a clubhouse with game rooms and his and her saunas, and a monthly activity calendar that will keep you busy! From your front door, you have a small outdoor sitting area overlooking the marina and Boca Ciega Bay. At Town Shores every day can feel like a vacation! Schedule your showing today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $68 | $68 | $68 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,171 | $1,170 | $1,484 |
Total Monthly Payment | $1,314 | $1,313 | $1,627 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.