Under contract-accepting backup offers. $5000 SELLER CONCESSION TOWARD BUYERS CLOSING COSTS!!! These home has the ideal blend of affordability and quality, with a wide range of included features! Highlights include an architectural shingle roof, luxury vinyl plank (LVP) flooring throughout, upgraded 5-inch baseboards, shaker cabinets in the kitchen and bathrooms with soft-close hinges, and quartz countertops. The kitchen features an island with seating, overlooking the dining and living areas, and comes with a full stainless steel appliance package. Ceiling fans and blinds are included in every room—at no extra cost! The master bathroom boasts dual vanities and a spacious walk-in closet. The split bedroom floor plan includes a garage entrance into the living space, along with an inside utility room—so no more doing laundry in a hot garage during summer! This homes comes equipped with a top-of-the-line Carrier A/C unit. Home is situated on approximately a 1/4 acre lot, providing generous driveway, setback, and backyard space, so you're not crowded by your neighbors—a rare feature in affordable housing. Conveniently located just minutes from I-75, commuting north, south, or to the east coast is quick and easy. Ocala is one of the fastest-growing cities, with exciting development projects, including the $800 million World Equestrian Center and the Golden Ocala project.
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $335 | $335 | $335 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,409 | $1,818 |
Total Monthly Payment | $1,820 | $1,819 | $2,228 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.