Welcome to 12532 River Birch DR, located in the sought after Gated Community of Riverwatch!!!!!!!. This exquisite custom-built home offers a perfect blend of luxury, comfort, and functionality, all within just under 3, 100 sqft of meticulously designed living space. Featuring a total of 5 bedrooms, 4. 5-baths, 3-car garage and newer roof installed(2016). Three of the bedrooms have walk-in closets and full bathrooms. You can have 2 Masters downstairs and a Movie Room/Office upstairs, an in-law apartment studio, a ManCave/Game Room or Main Master bedroom. The choice is yours!!!!. As you enter the home, you are greeted by a bright and airy foyer that leads into an expansive open-concept living area, highlighted by a brand new accent TV/Electric fireplace wall(2024) that serves as a stunning focal point. The spacious living room features large multi-slide 3 panel door that fill the space with natural light, creating a warm and inviting atmosphere. The kitchen is equipped with brand new, modern Frigidaire appliances(2024) with built-in Microwave/Air fryer and upgraded modern cabinets. Every window in the house has new(2024) custom made Zebra Shades (blackouts on all bedrooms). These stylish shades, allow for versatile light control and privacy, enhancing the overall aesthetic while maintaining a modern feel. Newer baseboards and floors throughout the entire house along with crown molding in the living area, elegant and modern light fixtures(2024), New interior paint(2024), Pool Heater is 4 years old, Pool Pump is 2 years old, water heater 4 years old. Nestled on an oversized lot backing to a conservation area, balcony overlooking the heated saltwater pool, this property provides ample room for outdoor activities and entertaining, ensuring a lifestyle of relaxation and enjoyment. This community offers landscaped sidewalks, parks, playgrounds, tennis courts, pickle ball courts, basketball courts, to name a few, NO CDD and very reasonable HOA. Come see it today!!!!!!!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $492 | $492 | $492 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,591 | $3,503 | $4,423 |
Total Monthly Payment | $4,175 | $4,087 | $5,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.