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5 Begnoche Drive, #3, Swanton, VT, 05488 | $595,000
New Construction without the wait or need for a construction loan. This home is being built as a turnkey and expected to be complete by Dec 15 2024. The home will have vaulted ceilings in the living and master bedroom. The master bedroom has a master bath with a walk-in closet and a mini split heat pump/AC. The great room has an open floor plan with kitchen dining living and a 2nd mini split. The home has a full basement that could be finished off for more living space. The home will have stone accent on the front of the building as per the actual exterior photos and the covered back deck offers great privacy for an afternoon BBQ. With 1. 3 acres you'll have room to roam and with Swanton Electric and Natural Gas the utilities will stay affordable. Private well and shared septic offsite. You will have your full lot with no mound taking up the yard. Buyer is responsible for all appliances but the seller will install. Exterior photos are the actual house but all interior photos are likeness only. The house will have white cabinets with quartz counters and LVP Flooring throughout. Paint color is in the pictures. This is not your average spec home and will have high end finish work. Just 6 minutes drive to St. Albans and 40 Minutes to Burlington. This development will have an HOA with shared road maintenance costs only.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Ground Floor,Ranch
- Year Built: 2024
- Garage: 3-car Garage
- Heating: Natural Gas,Baseboard,Heat Pump,Hot Water,Mini Split
- Cooling: Mini Split
- Basement: Concrete,Exterior Access,Full,Insulated,Roughed In,Unfinished,Walkout
- Approx Sq. Feet: 1,824
- Acreage: 1.3
- Lot Desc: Level
- Elem. School: Swanton School
- Middle School: Missisquoi Valley Union Jshs
- High School: Missisquoi Valley UHSD #7
- School District: Franklin Northwest
- MLS#: 5018911
- Website: https://www.raveis.com
/prop/5018911/5begnochedrive_swanton_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/26/2024Listing courtesy of eXp Realty Phone: 802-868-6367
Listing Agent: Shawn Cheney
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5 Begnoche Drive, #3, Swanton, VT, 05488
$595,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,288 | $3,207 | $4,049 |
| Total Monthly Payment | $3,380 | $3,299 | $4,141 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484