4265 Cerimen STREET, Lake Wales, FL, 33898 | $199,900

UNDER $200k, COMPLETELY FURNISHED, lovely 2/2 home NOW AVAILABLE in the HIGHLY desirable 55+ community of Nature's Edge in BEAUTIFUL Lake Wales, FL. This neat as a pin home sits on a corner lot with mature shade trees. It features a carport with generous parking. Newer roof and a/c. Inside, you will discover that this home is meticulously cared for and is perfect accommodation for a seasonal or year-round resident. The kitchen leads to a screened room perfect for expanding your entertaining space and enjoying the tranquil outdoors. Lake Wales is in central Florida, halfway between coasts, a short drive to Orlando or Tampa. Nature's Edge is across from Lake Pierce, just one of many great fishing lakes in the area. Nature's Edge features a beautiful community pool and clubhouse with full kitchen facilities and loads of activities. It's a country setting just a short drive from shopping and medical facilities. This home is move-in ready so come on in.

Features

  • Amenities: Clubhouse, Pool
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 76 x 80
  • Laundry: Laundry Room, Outside
  • Year Built: 1989
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 884
  • Acreage: 0.15
  • Lot Size: 76 x 80
  • Est. Taxes: $1,779
  • HOA Fee: $60 Monthly
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK
  • Appliances: Dishwasher, Electric Water Heater, Range, Range Hood, Refrigerator
  • MLS#: P4930059
  • Days on Market: 196 days
  • Website: https://www.raveis.com
    /prop/P4930059/4265cerimenstreet_lakewales_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/17/2024 9:32:26 PM)
Listing courtesy of FLORIDA REALTY MARKETPLACE   Phone: 863-877-1915

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4265 Cerimen STREET, Lake Wales, FL, 33898

$199,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,920 $159,920 $159,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $148 $148 $148
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,091 $1,063 $1,371
Total Monthly Payment $1,314 $1,286 $1,594

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.