5041 Silver Thistle LANE, Saint Cloud, FL, 34772 | $380,000

Lovingly cared for, and with so many updates---this is the one! TOUR THE HOUSE WITH THE VIRTUAL TOUR LINK. Prepare yourself to fall in love when you enter this house. High ceilings, lovely wood and luxury vinyl flooring throughout (no carpet), and tranquil pond views are among the first things you’ll notice. You’ll find an updated kitchen where the family cook will be delighted with the abundance of beautiful cabinetry storage, many with pull-outs, elegant countertops and backsplash, and modern appliances including a 3 rack dishwasher and brand new fridge. Serve up meals at the island bar or in the adjacent dining room. The house features an incredible enclosed Florida Room with storm rated windows, where you’ll be able to enjoy your morning coffee while you watch the sun rise over the pond where ducks gracefully glide through the glassy waters. Retreat to the primary suite with its high ceilings, walk-in closet, and ensuite bathroom with soaker tub and private water closet. The other 3 bedrooms are well proportioned (one also features a walk-in closet), and the second bathroom has been beautifully updated. On top of that, the house has been well maintained. All 10 windows have been replaced with storm windows rated for 150 MPH winds, New Sliding Glass Door, Storm Door added to the front of the house, AC (2019), Roof (2017), insulated garage door, 7-inch rain gutters, and more! This house is truly move-in ready. Even the washer and dryer will stay! Southern Pines is located in charming St. Cloud, with its picturesque historic downtown and lakefront park. Royal St. Cloud Golf Course is just outside the neighborhood, as is Ted Broda Memorial Park with its playground, tennis courts, and nature trail. You’ll find plenty of grocery, shopping, and restaurant options nearby.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2004
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,874
  • Acreage: 0.13
  • Est. Taxes: $2,318
  • HOA Fee: $550 Annually
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6248584
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/O6248584/5041silverthistlelane_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 5:11:08 PM)
Listing courtesy of BLOOM HOME GROUP REALTY LLC   Phone: 407-434-9408

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5041 Silver Thistle LANE, Saint Cloud, FL, 34772

$380,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $304,000 $304,000 $304,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $193 $193 $193
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,023 $2,020 $2,607
Total Monthly Payment $2,291 $2,288 $2,875

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.