Welcome to Howard Valley Estates, a premier and desirable subdivision in quiet Hampton, CT. This custom colonial home sits back from the road on 2. 6 acres with frontage on Litte River. One of the many great features of this home is the wrap around, covered front porch. A great space to admire and enjoy the outdoors in the shade. As you enter the front door, the spacious foyer has a walk-in coat closet and half bath for guests. The kitchen has a peninsula with stools for informal dining or prep space for the cook. There is plenty of space for an everyday dining table, and 2 glass sliders onto the back deck. On the other side of the kitchen is a formal dining room. The living room is visible from the dining area and has a pellet stove with a classy mantel surround, as well as a door to the side porch area. There is a laundry room conveniently on the main level with a newer stackable washer/dryer. Upstairs consists of all 3 bedrooms. The primary bedroom suite has many elegant features, such as high, vaulted ceilings, wood burning fireplace, sliding barn doors to the remodeled bathroom with a soaking tub, shower stall, two vanities, and walk-in closet. When you step into this room you feel like you are staying in a hotel! There is a full bath in the hallway between the other two bedrooms. Hardwood floors throughout. A full basement provides tons of storage space. There is a paved flat driveway with plenty of parking and a 2-car attached garage. The back deck has built-in bench seating and is next to a quaint fenced area for pets or a future garden. There is a walking path down to the river and a seating area. Recent improvements include: Roof (2021), Boiler & on demand hot water heater (2020), Windows & sliding doors (2018), & Exterior painting. The pride of ownership shows in this home. It is 100% move-in ready with nothing for the next owner to have to do.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Walk-In Closet | Upper |
Bedroom 2 | Ceiling Fan | Upper |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Breakfast Bar,Ceiling Fan,Eating Space,Sliders | Main |
Full Bath | Tub w/Shower | Upper |
Half Bath | Main | |
Living Room | Pellet Stove,Hardwood Floor | Main |
Primary BR Suite | Palladian Window(s),Vaulted Ceiling,Fireplace,Full Bath,Walk-In Closet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,481 | $2,387 | $3,029 |
Total Monthly Payment | $2,978 | $2,884 | $3,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.