Welcome to 16 Cardinal Dr. , an oversized colonial in Fairfield, CT, where pride of ownership is evident throughout. This move-in ready home is designed for convenience, comfort, and style. The floor plan features a spacious living room openly flowing into a newly renovated kitchen with brand-new appliances, an island with seating, a large pantry, and updated flooring. A freshly designed full bathroom on the main level adds convenience, along with two versatile bedrooms that can be used for living or as a home office/dining space. Upstairs, you'll find a luxurious primary suite with high ceilings, a massive walk-in closet, and a full en-suite bathroom. There's also a sizeable fourth bedroom and a humongous bonus/fifth bedroom above the garage, perfect for a variety of uses. The unfinished basement offers potential for future expansion and features a laundry area and solid mechanicals. Outside, vinyl fencing surrounds a large private fenced in side-yard, 3 brand-new Trex decks, recent tree removal, and clean landscaping. With a large, 2 car garage and clean exterior features, this home is truly move-in ready. Situated in Tunxis Hill, this impressive home offers unbeatable convenience for NYC commuters-just minutes from Fairfield Metro station, with easy access to I-95 and the Merritt Parkway. Take advantage of Fairfield's vibrant downtown, top-rated schools, and beaches. Don't miss your chance to secure this prime opportunity today!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Bedroom 3 | Hardwood Floor | Upper |
Bedroom 4 | French Doors,Hardwood Floor | Upper |
Full Bath | Stall Shower,Tile Floor | Main |
Full Bath | Stall Shower,Tile Floor | Upper |
Kitchen | Dining Area,Island,Pantry,Tile Floor | Main |
Living Room | Hardwood Floor | Main |
Primary BR Suite | Full Bath,Walk-In Closet,Hardwood Floor | Upper |
Rec/Play Room | Vaulted Ceiling,French Doors,Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $579,920 | $579,920 | $579,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $717 | $717 | $717 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,858 | $3,854 | $4,891 |
Total Monthly Payment | $4,667 | $4,663 | $5,700 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.