Welcome to 30 Ridge Avenue! This beautifully maintained custom Cape blends modern convenience with classic charm in a tranquil neighborhood near Austin Square. On a generous 20, 878 sqft. lot, this move-in-ready home features 8 spacious rooms, including 4 bedrooms and 4 baths. Enjoy the welcoming foyer, cozy fireplaces in the living and family rooms with wet bar perfect for entertaining. The chef’s kitchen boasts ample cabinetry, granite countertops, a center island, and GE stainless-steel appliances, flowing into a sun-filled dining room perfect for gatherings. The finished walk-out basement offers versatile additional living space. Gleaming hardwood, parquet, and mahogany floors add elegance throughout. With a newer roof, solar panels (owned), generator hook-up, and gas heating system with Navien tankless hot water heater, this energy-efficient home brings both value and sustainability.
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood | Second |
Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Hardwood | Second |
Bedroom 4 | Closet, Flooring - Hardwood | Second |
Dining Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, French Doors, Crown Molding | First |
Kitchen | Flooring - Hardwood, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Stainless Steel Appliances | First |
Living Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box, Recessed Lighting, Crown Molding | First |
Master Bedroom | Bathroom - Full, Closet/Cabinets - Custom Built, Flooring - Hardwood | First |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$699,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $513 | $513 | $513 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,820 | $3,535 | $4,650 |
Total Monthly Payment | $4,425 | $4,140 | $5,255 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.