Enjoy lake activities & waterfront ownership! Property includes two parcels 1. approved 1. 15 acre subdivision building lot, complete with all data, survey, soils tests, topo plot plan etc, 100% dry with a bit of a water view. 2. 1/12 ownership of entire 20' x 115' lakefront lot (shown in photos) to moor your boat or build a dock, no rules, association or taxes, do whatever you want. This is not "lake rights", this is waterfront ownership for the most affordable price in southern New England. Sandy town beach is down the road, residents & property owners only so it does not get mobbed like state parks (I. D. or deed required in summer). Value of the waterfront lot is there is no public boat launch to 188 acre Staffordville Lake, waterfront property owners only! 37 Minutes to Springfield, 38 to Hartford and 40 to Worcester. Wooded lot is across the street from 130 Wales Rd, the wooded area to the right of the mostly cleared lot that has the new roughed in driveway cut and excavator parked next to the property line. Fire pit on property and white stand pipes where the soils testing was performed/approved for a septic system. Boundaries are all flagged out.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $42,800 | $42,800 | $42,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $288 | $284 | $361 |
Total Monthly Payment | $363 | $359 | $436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.