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24 Michelle Circle, Warwick, RI, 02886 | $899,900
Welcome to 24 Michelle Circle, a stunning four-bedroom, 2. 5 bath stately colonial nestled in one of Cowesett's most desirable neighborhoods, Larchwood Estates. This exceptional property boasts a classic brick facade, a cobblestone driveway, and beautifully landscaped, park-like grounds. Step through the grand entryway, and you'll find yourself surrounded by spacious, light-filled rooms that blend timeless elegance with modern comfort. The heart of this home is its expansive kitchen, featuring a brand-new natural gas cooktop, a double oven, and a triple-bay sink. The adjacent breakfast area, with floor-to-ceiling windows, offers breathtaking views of the backyard, bringing the beauty of the outdoors in. Additionally, the main level includes a cozy den, a formal dining room, and a spacious living room, providing plenty of room for gathering and relaxation. Upstairs, the luxurious master suite awaits, complete with a sun-drenched sitting area and an enormous ensuite bathroom that features a jetted tub, private shower, and bidet. Each of the bedrooms is generously sized, with large windows that let in an abundance of natural light, creating a warm and welcoming atmosphere. The home is also equipped with a central vacuum, intercom system, and a two-car garage, ensuring modern convenience. With its meticulously maintained grounds and prime location, 24 Michelle Circle is truly a gem. This property offers the perfect blend of lifestyle, elegance, comfort, and serenity.
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 11
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 1990
- Garage: 2-car Attached,Garage
- Heating: Central,Forced Air,Gas
- Cooling: Central Air
- Basement: Full,Interior Entry,Unfinished
- Approx Sq. Feet: 3,321
- Acreage: 0.51
- Est. Taxes: $10,803
- HOA Fee: $300 Annually
- Lot Desc: Cul-De-Sac,Wooded
- Appliances: Dryer,Dishwasher,Exhaust Fan,Disposal,Gas Water Heater,Oven,Range,Refrigerator,Range Hood,Tankless Water Heater,Washer
- MLS#: 1370851
- Website: https://www.raveis.com
/eprop/1370851/24michellecircle_warwick_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
24 Michelle Circle, Warwick, RI, 02886
$899,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,920 | $719,920 | $719,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.769% | 6.348% | 5.911% |
| Monthly Tax Payment | $900 | $900 | $900 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,031 | $4,433 | $5,978 |
| Total Monthly Payment | $5,023 | $5,425 | $6,970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB