543 Bay 5th Street, Islip (West Islip), NY, 11795 | $849,999
Magnificent renovated colonial sits on a perfect corner lot with very private mature landscaping. Brand new roof, black gutters and leaders, updated vinyl siding and many brand-new windows. Cultured stone accent wall and lower skirt, beautiful front portico leading to front porch. Brick raised flower beds, expanded blacktop driveway with cobblestone border and skirt leads you to an oversized one car detached garage with side storage space. Fully fenced yard with large paving stone patio. Back raised patio with 2nd portico with two white pillars, great for entertaining! Two brand new CAC exterior units, grand entry, open floor plan, vaulted ceilings, recessed lighting, and freshly painted. Brand new hardwood floors, many floor to ceiling custom windows with molding. Cultured stone fireplace, slider out to back patio. Brand new chef's kitchen with white cabinets, stainless steel appliances, black knobs, subway tile backsplash, granite countertops, lots of cabinet and counter space. First floor beautiful full bath with wainscot and decorative tile, large glass standup shower. Second floor brand new hallway bath with tub and shower, second floor bedroom with vaulted ceilings, enormous primary suite with vaulted ceilings, recessed lighting, walk in closet, brand new spa like bathroom with gigantic multi person shower with rainfall shower head, double vanity with dual mirrors. Private beach and clubhouse just a stone throw from the home
Features
- Town: Islip
- Rooms: 8
- Bedrooms: 3
- Baths: 3 full
- Style: Colonial
- Year Built: 1953
- Garage: 1-car Detached
- Heating: Natural Gas, Forced Air
- Cooling: Central Air
- Basement: Crawl Space
- Acreage: 0.24
- Est. Taxes: $15,325
- Elem. School: Paul J Bellew Elementary School
- Middle School: Beach Street Middle School
- High School: West Islip Senior High School
- School District: West Islip
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
- MLS#: 3558117
- Days on Market: 128 days
- Website: https://www.raveis.com
/prop/3558117/543bay5thstreet_islip_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
543 Bay 5th Street, Islip (West Islip), NY, 11795
$849,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $679,999 | $679,999 | $679,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
| Monthly Tax Payment | $1,277 | $1,277 | $1,277 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,861 | $4,242 | $5,692 |
| Total Monthly Payment | $5,230 | $5,611 | $7,061 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535