Centrally located in bustling White Plains with the peace and quiet you seek for comfortable living. This roomy young Colonial has space for the whole family and is conveniently positioned close to the N. White Plains Metro-North station. Once inside the roomy foyer you'll be welcomed by the first bedroom, ideal for a home office with its own private niche. Down the hall is an attractive open-concept kitchen, dining room and living room trifecta. Kitchen gives you the flexibility to lead directly to living room and deck or configure to your lifestyle preference. First-floor bedroom suite has its own bathroom and walk-in closet, the preferred setup for anyone looking for minimal steps. A powder room with laundry completes the first floor layout. Upstairs you'll find four big bedrooms all flooded with natural light. Two full bathrooms, one with a double vanity and a stackable washer and dryer. Need more space? Lower level features a family room, kitchenette with dining area, another full bathroom and bedroom. With its own private entrance, the possibilities are endless. Deck overlooks level backyard with plenty of room for outdoor activities. Well landscaped and set upon a picture perfect street with sidewalks on both sides for that walkable lifestyle you've been looking for. Stroll out your front door in either direction and enjoy everything White Plains has to offer - numerous restaurants, shops, gyms, parks, trails and so much more. Don't be late for size and location you've been looking for!
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Our Executive Mortgage Banker:
Our Insurance Division:
$819,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $655,200 | $655,200 | $655,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,647 | $1,647 | $1,647 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $4,088 | $5,485 |
Total Monthly Payment | $5,459 | $5,827 | $7,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.