**Welcome Home to 20 Courtney Dr, Farmingville!** If you're searching for the perfect move-in ready home, look no further. This stunning colonial boasts an impressive 2, 490 sq. ft. of living space, featuring 4-5 spacious bedrooms and 2. 5 baths, all set on a beautifully maintained . 42-acre lot. Step inside to discover a breathtaking eat-in kitchen, complete with exquisite granite countertops, soft-close cabinetry, stainless steel appliances, and a charming bay window. The generous layout includes a formal dining room, an elegant living room, and a cozy den adorned with a fireplace/coal-burning stove that flows seamlessly into a sunlit sunroom. You'll also find convenient access to a newly updated half bath. The highlight of this home is the magnificent master suite, which features a brand-new full bathroom and a versatile bonus room-perfect for a home office, nursery, or tranquil reading nook. There are three additional generously sized bedrooms and a full main bath, ensuring comfort for family and guests alike. Additional features include pristine hardwood floors throughout, central air conditioning, a roof that's only 10 years old, and a large laundry room that could easily be converted into a fifth bedroom. The property also offers a two-car garage, ample storage in three-quarters of the basement, and 150 amp electrical service-all complemented by a sprawling, level backyard perfect for outdoor activities. Don't miss out on this incredible opportunity to make 20 Courtney Dr your forever home!, Additional information: Appearance: Mint
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Our Executive Mortgage Banker:
Our Insurance Division:
$689,803
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,842 | $551,842 | $551,842 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $1,087 | $1,087 | $1,087 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,625 | $3,625 | $4,620 |
Total Monthly Payment | $4,804 | $4,804 | $5,799 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.