This move-in-ready, 2nd-floor end-unit condo is located in the highly sought-after Itopia community, offering an ideal combination of style and convenience. The open floor plan features a cozy living room with a wood-burning fireplace! Almost all of the appliances were updated in the last 2 yearsr! New water heater in 2022, dishwasher and refrigerator 2023, stove and microwave 2022, and washer and dryer 2022!
The spacious primary bedroom boasts a large walk-in closet. Sliding doors from both the living area and master lead to a private, covered balcony—perfect for enjoying outdoor relaxation with a wonderful pond view. Inside, you'll also find a washer and dryer conveniently tucked away in the utility closet just off the kitchen. This 1-bedroom, 1-bath condo is enhanced with vaulted ceilings, creating a bright and airy atmosphere. Its prime location offers easy access to the best of the Tampa Bay area, with quick commutes to Tampa International Airport, downtown St. Petersburg, stunning Gulf beaches, and all essential services. Within the gated Itopia community, you'll enjoy a wealth of amenities, including a dog park (pets are welcome!), scenic walking paths, a well-equipped fitness center, volleyball, basketball/racquetball courts, 2 sparkling pools with hot tubs, and tennis courts! Always feel safe and secure in this gated community with onsite guard! Call today to schedule a showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$190,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $152,000 | $152,000 | $152,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.518% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,024 | $1,010 | $1,303 |
Total Monthly Payment | $1,283 | $1,269 | $1,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.