81 Evergreen Lane, Londonderry, VT, 05148 | $395,000

Nestled in the woods for peace and privacy, but close to the amenities in town, this well-maintained house will surprise you with its updates and great layout featuring 3 bedrooms and 2 bathrooms on 1. 76+/- acres. The house is light and bright with lots of windows, new floors throughout, and generously sized rooms. The main level has a spacious living room with a woodstove insert, a large updated kitchen with access to the side deck, a dining room, bathroom, and a bedroom (that could also be an office or den). Upstairs are two big bedrooms, each with a large walk-in closet, and another bathroom. There is a full partially-finished basement with lots of bonus space for work or relaxation (game room or office?), hobbies, laundry, storage and more. The lot is level and sunny, and features naturalized gardens, flowering trees and shrubs, and you can enjoy the beautiful outdoor spaces for gardening, play or gathering around the firepit. Londonderry offers school choice for most grades and is centrally located to all conveniences (shops, restaurants, hardware, bank), and summer and winter recreation options are nearby in any direction: 6 ski resorts within 7-50 minute-drive, Lowell Lake for paddling and walking trails in the summer, the best summer farmer’s market is just around the corner, and great theater, music and arts at every turn. This is a dynamic community and you won’t have to go far to enjoy everything that makes this part of Vermont such a wonderful place to call home.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Cape
  • Year Built: 1973
  • Heating: Baseboard,Hot Water
  • Cooling: Other
  • Basement: Bulkhead,Climate Controlled,Full,Partially Finished,Stairs - Interior,Storage Space
  • Approx Sq. Feet: 1,568
  • Acreage: 1.76
  • Est. Taxes: $6,133
  • Lot Desc: Country Setting,Landscaped,Level,Subdivision,Wooded
  • Elem. School: Flood Brook USD #20
  • Middle School: Flood Brook Union School
  • High School: Choice
  • MLS#: 5018984
  • Website: https://www.raveis.com
    /prop/5018984/81evergreenlane_londonderry_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/19/2024
Listing courtesy of Mary Mitchell Miller Real Estate   Phone: 802-824-3176
Listing Agent: Claudia Harris

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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Our Insurance Division:

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81 Evergreen Lane, Londonderry, VT, 05148

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.171% 6.518%
Monthly Tax Payment $511 $511 $511
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,156 $2,100 $2,709
Total Monthly Payment $2,742 $2,686 $3,295

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.