Charming 4-bedroom, 1. 5-bathroom colonial located in the highly sought-after Clarkstown South School District in New City. This spacious home features an inviting living room, formal dining area, and an updated kitchen with brand-new stainless steel appliances, along with two versatile bonus rooms perfect for an office, playroom, or home gym. All four bedrooms and a full bathroom are located on the second floor. Sitting on a half-acre lot, the property offers an expansive outdoor space with a patio, perfect for entertaining. The oversized one-car garage provides ample room for storage or a workshop, and the large driveway accommodates additional parking. Recent updates include a roof that's only four years old. Conveniently located just minutes from major highways, shopping, parks, schools, and public transportation. The sellers were in the process of creating their dream home before a job relocation, leaving the next owners with the opportunity to add their personal touch. This is not a flip don't miss the chance to make this your forever home! Additional Information: ParkingFeatures: 1 Car Attached, ConstructionDescription: Vinyl Siding, FoundationDetails: Slab,
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $552,000 | $552,000 | $552,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $1,186 | $1,186 | $1,186 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,766 | $3,669 | $4,733 |
Total Monthly Payment | $5,044 | $4,947 | $6,011 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.