A wonderfully built home privately set atop a knoll with sensational (expandable if desired) distant views to the South and West, over the nearby hills, and into NY state. All on one floor, it was superbly built, with premium quality materials and mechanicals. It has a new roof, along with new flooring in many rooms, other interior decorative touches. It has an excellent living design, all on one floor, with wide hallways and doorways. There is a lot of invisible and perhaps overbuilt quality, from a concrete based foundation and, main level under-flooring, to its interior, from the basement to the roof. The site is sun filled and so is the residence, being built, and designed, with large windows and ceiling skylights, both to 'capture' the sun in the cold months, and 'deflect' it in the warm months. Every room has individual heating controls for the radiant heating that exists throughout the home. The home is fully airconditioned, and also is outfitted with business grade (by Comcast) whole house communication equipment, enabling excellent connectivity in every room. The land has a suitable location for a pool, if desired, but is otherwise easy to maintain in its current state. The cavernous basement is ideal for storage, a home theatre, or other, non-storage uses, with large spaces for any such use. There is a ground level exit. Rooms, hallways, and doors are all sized for easy movement throughout the home. Pictures in the listing reflect limited staging in selected rooms. There are two common road maintenance agreements that the owner is obligated to participate in, for the Tokone Hills Association area. PRIMARY HOSUSE AND PROPERTY features: RADIANT Floor heating-Thermostat controls in EVERY ROOM and Basement; Full home automatic auxilary Electric if needed; New Roof in 2024; new floors in some rooms; Extremely efficient insulation; A large 2 car attached garage; SOUTH and WEST directional views. Private but not isolated; Convenient to villages, and METRO North rail service to NYC.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 15.0 x 15.0 | Main |
Bedroom 2 | Hardwood Floor | 14.0 x 16.0 | Main |
Dining Room | Combination Liv/Din Rm | 15.0 x 15.0 | Main |
Eat-In Kitchen | Breakfast Nook,Built-Ins,Eating Space,Island | 12.0 x 21.0 | Main |
Living Room | Skylight,9 ft+ Ceilings,Balcony/Deck,Built-Ins,Fireplace,L-Shaped | 26.0 x 32.0 | Main |
Office | Hardwood Floor | 13.0 x 16.0 | Main |
Other | 8.0 x 12.0 | Main | |
Primary Bedroom | Bedroom Suite,Built-Ins,Tub w/Shower,Walk-In Closet,Hardwood Floor | 18.0 x 21.0 | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,396,000 | $2,396,000 | $2,396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $484 | $484 | $484 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $13,982 | $15,144 | $20,219 |
Total Monthly Payment | $14,591 | $15,753 | $20,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.