Welcome home to a wonderful 3-bedroom, 2. 5-bath raised ranch in Enfield, CT. The home's exterior is low-maintenance with vinyl siding, and the backyard is an oasis featuring a screened-in raised gazebo with an attached deck, perfect for entertaining, plus an above-ground pool and a hot tub for ultimate relaxation. Step inside and discover gleaming hardwood floors throughout the main living area, leading to an open-concept, updated kitchen ideal for family gatherings and hosting. The open-concept living room features a beautiful fireplace, creating a warm and inviting space for chilly New England evenings. Bedrooms are carpeted with wall-to-wall plush carpeting, offering comfort and quiet. The oversized primary bedroom suite features french doors leading to your back deck, a full bathroom, and ample space for a couch or exercise bike. Finishing off the main level is a half bath. Downstairs, the finished lower level expands your living space with a den, an additional bedroom, a full bath, and a laundry room, perfect for guests or multi-generational living. This level opens to a spacious two-car garage, providing plenty of storage. This home combines charm, functionality, and a fantastic location. What a nice home in one of Enfield's most desirable neighborhoods!
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | Main |
Bedroom 2 | Wall/Wall Carpet | Lower |
Den | Concrete Floor | Lower |
Dining Room | Balcony/Deck,Combination Liv/Din Rm,Sliders,Laminate Floor | Main |
Eat-In Kitchen | Balcony/Deck,Breakfast Bar,Dining Area,Eating Space,Sliders,Laminate Floor | Main |
Full Bath | Jack & Jill Bath,Tub w/Shower,Tile Floor | Main |
Full Bath | Tub w/Shower,Laundry Hookup,Marble Floor,Tile Floor | Lower |
Half Bath | Jack & Jill Bath,Tile Floor | Main |
Living Room | Combination Liv/Din Rm,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Bedroom Suite,French Doors,Full Bath,Jack & Jill Bath,Tub w/Shower,Wall/Wall Carpet | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $538 | $538 | $538 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,937 | $1,888 | $2,435 |
Total Monthly Payment | $2,550 | $2,501 | $3,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.