NEW LAKE VIEW 4-bedroom, 2. 5 bath home with loft built in 2023. Why wait for a build when you can own this home with so many extra upgrades that a new build will not provide! Home has been lived in for less than 2 years! This meticulously kept 2 story home is located in the Saddle Creek Preserve Subdivision of Lakeland. It boasts an open floor plan and a den/study/office on the first floor with modern half bath featuring a pedestal sink to add to the charm. The kitchen features white gorgeous wood cabinets, stainless steel appliances, elegant granite countertops, beautiful backsplash, and a huge granite island that overlooks the dining room and living room which creates an inviting atmosphere for entertaining and/or spending quality time with family. Upstairs you will be greeted by an open loft area for use as a family room, a playroom, gym room, so many other possibilities! The primary bedroom is extra-large with a view of the lake, an ensuite bathroom featuring his/her sinks, shower with custom built frameless doors and a large walk-in closet. On the other side of the hall are the additional three bedrooms with a shared bathroom. Laundry room is also located on the second floor for convenience. You will find an oasis when you walk outside to your large 17. 8 x 20 screened-in lanai featuring pavers and a panoramic screen to not take away from your INCREDIBLE LAKE VIEW! The fenced-in backyard also offers plenty of room for outdoor activities and relaxation and includes an extended paved pad for your grills. Gutters have also been installed all the way around the home. This community offers a pool and a dog park, perfect for enjoying sunny Florida days. Located near 14, easy access to Tampa or Orlando! There is entertainment, shopping, and dining options galore within minutes. Seller is also offering a 1-year warranty through AHS on essentials like A/C, heating, plumbing, ductwork, electrical, water heater, ceiling fans, doorbells, garage door opener, built-in exhaust fans, etc. Don't wait! This home won't last!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $331 | $331 | $331 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,153 | $2,778 |
Total Monthly Payment | $2,562 | $2,559 | $3,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.