Charming 1902 Colonial in the Village of Patchogue with Stunning Views of the Great South Bay Step into this historic Colonial, nestle near the heart of the Village of Patchogue, just steps from the Great South Bay. Built in 1902, this home captures the essence of classic Long Island architecture with its cedar shake exterior and front porch offering timeless charm. Upon entering, you'll be greeted by an open floor plan highlighted by original exposed wood beams and wide plank hardwood floors. The spacious living room boasts abundant natural light and features a cozy wood-burning stove, perfect for those cool autumn nights. The expansive sunroom offers panoramic views of the private backyard. The high ceilings, large windows, and skylights provide a bright and airy space for cooking and entertaining, leading directly to the deck. Outside, the property includes a generous yard, with detached garage and a pergola at the side yard you will also find an outside shower ideal for being refreshed when returning from the bay. The tranquil bay views from the second floor creates a serene backdrop. This home is a perfect blend of historic charm and peaceful retreat while still being close to the vibrant community of Patchogue. With easy access to restaurants, shops, and the waterfront, this is truly a one-of-a-kind opportunity.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,992 | $455,992 | $455,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $563 | $563 | $563 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,034 | $3,031 | $3,910 |
Total Monthly Payment | $3,689 | $3,686 | $4,565 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.