Under Construction. MLS#TB8312122 REPRESENTATIVE PHOTOS ADDED. February Completion! The Sand Key at Victoria Lakes is a beautifully designed two-story home that offers all the space you could desire. As you arrive, you're greeted by a welcoming covered porch, perfect for enjoying a cup of coffee or gathering with friends. The foyer makes a lovely first impression, leading you to a formal dining area, an elegant staircase, and a cozy study. Hosting formal dinners is effortless with a convenient passage from the dining room to the kitchen, allowing you to keep everything organized and tidy while you entertain. For added convenience, a powder bath is discreetly tucked behind the stairs. We know that the kitchen is often the heart of the home, and this spacious design is perfect for informal gatherings. With generous counter space, you’ll have plenty of room to spread out while baking or preparing appetizers for guests. The sunlit casual dining area invites everyone to gather, and the walk-in pantry helps keep your essentials organized and accessible. The kitchen flows seamlessly into the gathering room, where large sliding glass doors fill the space with natural light. The extended covered lanai is ideal for hosting barbecues, allowing for true indoor-outdoor living. Downstairs, the primary suite serves as your private retreat, featuring a bright and airy bedroom. The spa-style bathroom includes separate vanities, a soothing soaking tub, an enclosed shower, and a private commode, all complemented by a spacious walk-in closet to keep your wardrobe organized. Upstairs, you’ll find four additional bedrooms surrounding a large game room. Two bedrooms boast their own private bathrooms and walk-in closets, while the other two share a thoughtfully designed bathroom with dual sinks for easy sharing. Structural options added include: 3rd car garage, extended lanai with an outdoor kitchen rough-in, and study in place of a flex room.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,188,656
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $950,925 | $950,925 | $950,925 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,089 | $6,089 | $8,349 |
Total Monthly Payment | $6,214 | $6,214 | $8,474 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.