If you are looking for an affordable home in this crazy market, then this may be the one. Harness your enthusiasm, add a few cosmetic updates of your choice, and you could be in your new home before the holidays. Take in the many perennial plants located in the level back yard as you enjoy the stream that flows year-round. There is plenty of parking and a great, oversized detached garage with lots of storage space. Upon entry, the home welcomes you with many pine walls and accents. The first floor is comprised of an eat-in kitchen with Fisher wood stove, a 20 x4 porch that has been converted to a laundry room and pantry area, dining room, living room, full bathroom, and small bedroom. The front door hallway has stairs leading to the second level. The existing stairway is steep, but has potential to be relocated for easier access. The second level hosts a very large room that could be a primary bedroom with plenty of room to expand the existing closet space if desired. The same pine accent walls tie in with the main level of the home. Many updates have been completed over the years including, vinyl siding, new windows, flooring, pine walls and accents, main floor electrical, and masonry chimney. The basement houses the furnace, oil tank and water heater. This location is great for commuting and is just a few minutes walk to Wilton’s Main Street businesses, schools, library, and the famous Wilton Town Hall Theater. Come make this house your home, or perhaps a fun Flip.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $337 | $337 | $337 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,276 | $1,646 |
Total Monthly Payment | $1,688 | $1,687 | $2,057 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.