Discover the WILLOW model at Elm Farm Estates—a stunning Colonial-style new construction offering 2, 628 square feet of well-designed living space. This home features 4 bedrooms, 2. 5 baths, and a 2-car garage. The open-concept floor plan seamlessly connects the family room, kitchen, and breakfast nook, perfect for everyday living. Enjoy formal dining and living rooms for special gatherings, along with a separate study for added flexibility. The mud hallway with a closet adds practicality, while the large pantry enhances kitchen storage. Retreat to the primary bedroom suite, complete with a tray ceiling, a relaxing soaking tub, and a spacious walk-in closet. Three additional bedrooms each have their own closets, offering comfort for everyone. A large laundry room provides convenience, and the inviting front porch is ideal for outdoor relaxation. The full unfinished basement is ready for your vision, offering potential for future living space. Make the WILLOW model your next home! Located in the picturesque Hudson Valley, Elm Farm Estates offers a vibrant and tight-knit community atmosphere, where neighbors become friends and every corner holds a story. Enjoy easy access to an array of amenities, from quaint village shops to bustling eateries, enriching daily life. With 52 brand-new construction homes, we present six carefully selected floor plans that cater to every preference, from elegant colonials to charming ranches and contemporary bi-levels. Each residence boasts modern features and spacious layouts designed to accommodate your lifestyle. Enjoy the serene backdrop of surrounding trees and views, creating an idyllic setting for your dream home. Conveniently situated off Highways I-84 and I-87, Elm Farm Estates provides seamless access for your daily commute. Explore neighboring towns, or venture into New York City, just 60 miles away, via the nearby Metro North. Newburgh is a fast-growing hub for businesses and new work opportunities with major companies established in the area and more on the horizon. Don't forget to visit our website for more information, including a 3D simulation video of Elm Farm Estates. Additional Information: ParkingFeatures: 2 Car Attached,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,225 | $1,225 | $1,225 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,456 | $4,385 |
Total Monthly Payment | $4,820 | $4,773 | $5,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.