One or more photo(s) has been virtually staged. ***Home Flooded with Hurricane Helene. Pictures were taken a few days before and show the potential. Home is currently in post-flood condition with drywall flood cuts throughout. Home is being sold As-Is. *** Welcome to the hidden gem of IRB with incredible potential! Make this your home, your home away from home, investment property, renovate or teardown and build brand new! Located on an oversized lot this property showcases the main house with 3 bedrooms and 2 bathrooms, Aside from the main living space, there's an adorable guest cottage featuring an extra bedroom and 210 square feet of cozy comfort. The main house also features a spacious dining room or den, perfect for entertaining or quiet relaxation. Beautifully updated bathrooms , Plantation shutters adorn the windows, enhancing the coastal charm. Outside, the backyard beckons with a paved patio, outdoor shower, and a plethora of fruit trees amidst incredibly large beautiful oak trees. Enjoy leisurely afternoons under the pergola or take a refreshing dip in the swim spa (2020). The guest cottage adds versatility and charm to the property, offering additional accommodation options for guests or potential rental income. Parking is ample with space for up to 7 cars, complete with a Tesla EV Charger that stays with the home. Renovations over the past few years include a metal roof (2019), tankless water heater (2018), updated electrical, vinyl fencing, hurricane-grade windows. Don't miss out on the opportunity to make this charming beach home your own slice of paradise! Schedule a viewing today and start living the coastal lifestyle you've always dreamed of.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $451 | $451 | $451 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,311 | $4,253 | $5,397 |
Total Monthly Payment | $4,854 | $4,796 | $5,940 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.