What a wonderful surprise this much admired charming village home is! Set on a private lot, sited far from the road. From the moment you arrive you know this home is something special and much larger than expected! The front door opens to a wonderful large foyer that is the ideal spot to welcome or say goodnight to guests. The gracious living room captures the southern light and is flooded with light from the floor to ceiling windows. The kitchen is centrally located and opens to the warm & wonderful, dramatic high beamed ceiling family room/dining room (great room) off the back of the house. Off one side of the family room is a wonderful secluded patio. The other side of the family room opens to a secret garden area. Down a hallway just off of the living room is the main level primary bedroom, a bedroom (Which would also make for a nice 1st floor office) and a newly remodeled full bath. The upper level showcases a huge bedroom suite, which could be a second primary bedroom. Loads of storage, (which may be able to be finished for additional living space) is a spacious attic area with a high vaulted ceiling. This property features a separate garage & plenty of parking. This special property is sited in one of the best locations in Historic Old Lyme Village, and walking distance to Lyme Street, art galleries, shops, tennis courts, the library, the Lyme Art Academy, the Lieutenant River and the CT River. You'll be captivated by the picturesque setting and charm!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 12.1 x 10.4 | Main | |
Bedroom 2 | Bedroom Suite,Hardwood Floor | 18.6 x 13.1 | Upper |
Full Bath | Remodeled,Full Bath,Stall Shower,Tile Floor | 8.9 x 7.1 | Main |
Full Bath | Full Bath,Hardwood Floor,Tile Floor | 7.2 x 13.1 | Upper |
Great Room | Dining Area,Fireplace,Sliders,Hardwood Floor | 14.2 x 23.1 | Main |
Kitchen | Built-In Hutch,Hardwood Floor | 17.8 x 14.2 | Main |
Living Room | 9 ft+ Ceilings,Book Shelves,Hardwood Floor | 20.1 x 20.1 | Main |
Primary Bedroom | Hardwood Floor | 12.1 x 14.4 | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,200 | $799,200 | $799,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $813 | $813 | $813 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,601 | $5,051 | $6,744 |
Total Monthly Payment | $5,506 | $5,956 | $7,649 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.