Spacious Waterfront 3BD/3. 5BA 3-Story End Unit Townhome with Private Elevator and Community Pool. Bring your boat, kayak, or jet skis! Live like every day is a vacation in this sunny waterfront townhome overlooking the beautiful Intracoastal Waterway. Enjoy endless natural light from all 3 floors of this 3 bedroom / 3. 5 bath end unit. Sunlight flows in from the east-facing wall-to-wall windows with bright Southern and Western exposure in the afternoons. Enjoy breathtaking sunrises while sipping your morning coffee or watching coastal wildlife with an afternoon cocktail all from your private dock and back deck. Centrally located, this home is under 10 minutes from the beach, fine dining, gym, shopping, Baptist Hospital / medical facilities, and Mayo. Ride your bike to restaurants and live music. Costco and upscale St. Johns Town Center is under 15 minutes away. No need to lug your shopping haul up the stairs, take advantage of your own private elevator. This home is an entertainer's dream. Imagine the endless possibilities for get-togethers with family and friends: 4th of July fireworks, air shows, football games, holidays, or host a pool party at the community pool. Enjoy fishing from your private dock, grill it up, and enjoy your catch on your roomy waterfront deck. There is also a downstairs party room that overlooks the water with a direct entrance to the deck. The upper level boasts an open concept floorplan full of natural light, vaulted ceilings, expansive living space, remodeled kitchen, and large dining area all overlooking the ICW. The upper level bedroom features wall-to-wall built-in bookshelves, two walk-in closets with built-ins, and a full bath. The middle level is comprised of a spacious owner's suite, large bathroom with a jacuzzi garden tub, laundry room, and a guest suite with ensuite bath and huge walk-in closet. The first-floor foyer welcomes you home, leading to the staircase, private elevator, and garage. Behind the garage is a bonus party room / man cave with a 1/2 bath (not included in square footage). This spacious finished room can be accessed through the garage or a private entry at the deck, and offers potential for multi-generational living. A kitchen could easily be added to the space (electricity and plumbing is in place), and the 1/2 bath has plumbing in place for a shower. Add a ductless mini-split AC unit and you'll turn this home into a 3, 000 sq ft 4BD/4BA. Features include: ~ Large new 10'x12' dock (over 3 feet above the mean tide level) with two 15 'x 8' floating docks ~ Private elevator with built-in phone ~ Huge double driveway with a sidewalk that wraps around to the deck and backyard ~ Fully remodeled kitchen in 2022 ~ Fresh neutral paint in common areas ~ Newer luxury vinyl plank flooring in the foyer, 2nd floor, and 3rd floor guest room ~ New driftwood-look tile throughout 3rd floor ~ Roof replaced in 2018 ~ Beautiful community pool including clubhouse, wet bar, Bluetooth speakers, fans, and other amenities ~ High and dry location excluded from flood zone ~ Small HOA fee takes care of ground maintenance, common area insurance, and pool ~ Oversized 2+ car garage w/ work bench and so much more!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $462 | $462 | $462 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,042 | $3,987 | $5,059 |
Total Monthly Payment | $4,596 | $4,541 | $5,613 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.