This elegantly updated and meticulously maintained property offers the perfect layout for comfortable living and gracious entertaining with it's open concept floor plan. The rich tones of the recently installed, Rift and quarter sawn wide plank, red oak flooring makes an immediate impact and creates a warm welcome. Boasting many updates and modern amenities, including a security system, Nest thermostats, stainless steel Bosch appliances, granite countertops, custom cabinetry, thermal windows and doors, programmable Halo light fixtures, a whole house water filtration system, and remote-controlled shades on skylights, this Cape style residence has it all! The first floor includes a primary bedroom, an updated bathroom, open concept living room and kitchen, plus a second bedroom. The second floor includes two spacious bedrooms. The lower level offers an entertainment room, laundry, craft area and storage. Additionally, a full flight of stairs affords ready access to the garage and the backyard from the lower level. The Large fenced in yard with mature landscaping and lovely perennials gardens provides a cascade of color throughout the seasons. This turn-key property is nestled mid-block within a sought-after neighborhood, in the award-winning Plainedge School District with the motto "where everyone achieves. " Additionally, the new owners will enjoy ready access to all that the Town of Oyster Bay has to offer, including pristine beaches, parks, golf courses, skating rinks, biking and hiking trails, as well as a proximity to New York City, shopping, and fine dining.
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Our Executive Mortgage Banker:
Our Insurance Division:
$658,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $526,400 | $526,400 | $526,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,118 | $1,118 | $1,118 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,502 | $3,499 | $4,513 |
Total Monthly Payment | $4,712 | $4,709 | $5,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.