Discover the charm of living in the exclusive, waterfront community of Dataw Island with this beautifully remodeled Southern-style residence. This home features two inviting porches, a screened-in porch, and a tabby patio that offers views of the Morgan River golf course. An added bonus is the inclusion of an additional lot, a rare opportunity in this area! Step inside to find a spacious layout enhanced by updated flooring, fresh interior paint, smooth ceilings, stylish light fixtures, and ceiling fans that create a warm ambiance. The kitchen is a delight, showcasing granite countertops paired with a tasteful backsplash. Equipped with modern stainless steel appliances, including a dual fuel range with gas stovetop and electric oven, this kitchen flows seamlessly into a cozy gathering room complete with a cozy fireplace. Abundant natural light pours in through the surrounding windows and sliding glass doors, illuminating the space. Adjacent to the living area invites relaxation while offering picturesque views of the landscape and the golf course beyond. Gather for meals in the dining room at the front of the home, a perfect setting for entertaining. The primary bedroom, conveniently located on the first floor, boasts an en suite bathroom featuring a walk-in shower, a soaking tub, and a walk-in closet with a barn- style door. Upstairs, you will discover two guest bedrooms, each thoughtfully designed with a shared bathroom and crown molding that adds a touch of elegance. The first guest bedroom delights with its own balcony porch that overlooks the charming street, while the second guest bedroom includes a bonus area ideal for an office or craft room. A laundry room with cabinets and counter space, along with a pantry offers convenience and added storage. The screened-in porch offers a delightful indoor/outdoor living experience, leading to a spacious wrap-around tabby patioperfect for unwinding, socializing, or enjoying a barbecue. The added lot not only enhances the privacy and uniqueness of this property but also means that the new homeowner will only need to manage a single homeowners expense. A list of home improvements is readily available, highlighting significant updates, including two HVAC units and newly installed propane lines. Dataw Island is a private, waterfront community offering abundant amenities, clubs, and volunteer programs. Two golf courses, tennis, pickleball, swimming pools, fitness center, restaurants, marina, and much more are available for residents. The lowcountry beauty surrounds this island with the marshes and waters of Jenkins Creek and Morgan River, along with all the wildlife that accompanies it. Membership in the Dataw Island Club is required. This material is based upon information, which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete, and it should not be relied upon as such.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $512,000 | $512,000 | $512,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,449 | $3,403 | $4,318 |
Total Monthly Payment | $3,541 | $3,495 | $4,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.