Well kept home in a safe quiet area that has friendly neighbors in Citrus Springs florida. This is a No Flood Zone deep into the Nature Coast. Fresh Air and quiet. Close to many areas for shopping and dining out. Near the beautiful Rainbow River, (great Kayaking) and lots of quality Golf courses to play. Only a 45-minute ride to the Gulf of Mexico to Fort Island state park beach. This is a No smoking home. This home was completely remodeled in 2020 with a new Roof, flooring throughout, new a/c - heat pump system, serviced June 2024. All new vents and ducts, new vinyl windows throughout, new doors and Cabinets, toilets, vanities and a new square d electric Sub panel. All new energy efficient kitchen appliances, New hot water heater moved to the garage where it belongs, all new attic installation above the main house and above the garage. New garage door, new Gutters with the stainless-steel leaf guard system, many privacy shrubs planted around the property, two Apple trees, two Plum trees and a Mulberry tree. They have all been fed in early August. A lovely new screen in Florida Room added on with a nice 2-person hot tub (installed years ago) made by Northern Lights, extremely enjoyable and very therapeutic. Everything in the house is energy efficient. Top of the line Leaf Home Water filter system, (installed year ago (throughout all the plumbing so no hard water buildup, just pure delicious water with no contamination for all your loved ones and furry family too. Serviced August 2024. Lots of extra cabinets and countertop space for the kitchen entry and back room. Must see to appreciate the special attention that has been given to revive this lovely home.
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$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $102 | $102 | $102 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,282 | $1,187 | $1,561 |
Total Monthly Payment | $1,459 | $1,364 | $1,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.