Welcome to one level living at its best! This marvelous ranch style home has been uniquely remodeled from its original design, along w/the addition of a bedroom & huge family room off the back of the house, adding great value & comfort. The open kitchen was renovated in 2019, featuring quartz countertops, recessed lighting, skylight & large peninsula w/pendant lighting. The primary bdrm has lots of closets & its own 1/2 bath. There are 2 add'l bedrooms, an updated full bath, & a formal L/R & D/R on this level as well. A large trex deck off of the F/R provides a lovely outdoor space, ideal for relaxation or entertaining, while overlooking the manicured backyard. The walkout lower level is enormous & has endless possibilities - it would be perfect for extended family or add'l recreational space, office, gym, etc. This lovely home also features a whole house generator, C/A, electric awning & security/sprinkler systems. Located on a peaceful cul-de-sac in the sought after hamlet of Palisades, it is only minutes away from Tallman State Park, downtown Piermont, shopping & access to major highways. Only a 15 min drive to the GWB! If buyer qualifies, taxes w/STAR would be $12, 640. Come & get it!
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Our Executive Mortgage Banker:
Our Insurance Division:
$665,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,130 | $1,130 | $1,130 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,539 | $3,536 | $4,486 |
Total Monthly Payment | $4,761 | $4,758 | $5,708 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.