Under contract-accepting backup offers. If you have been looking for the perfect home in original Carrollwood, you have now found it! This charming 4/2. 5 pool home is on a cul-de-sac with a nicely landscaped median area across the street. It has a split bedroom plan, and the secondary bedrooms are all nice size. There are separate formal living room and family rooms, dining room, spacious kitchen with abundant cabinetry, wet bar off family room and too many other amenities and features to list here! The indoor laundry room has lots of storage, and the side-entry garage is definitely an oversized two car garage. This is a ONE OWNER HOME that has been maintained meticulously! Original Carrollwood is a tremendous value with its parks, playgrounds, recreation building, tennis courts, and private White Sands Beach. It has a Civic Association (CCA) which produces a monthly newsletter and plans frequent neighborhood social activities plus a Recreation District (CRD) which oversees the numerous amenities and common areas. The annual fee of $800 is included with the property tax bill, and there are no other fees. It's conveniently located near schools, shops, Publix, medical facilities, banks and major roads yet tucked away in a beautiful area with sidewalks, underground utilities, and lovely mature trees and landscaping. Come learn why residents love living the Florida lifestyle in original Carrollwood! Home is in probate and can not close until mid December.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $330 | $330 | $330 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,459 |
Total Monthly Payment | $3,882 | $3,878 | $4,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.