One or more photo(s) has been virtually staged. Welcome to your dream home, where timeless elegance meets modern convenience. Once inside, the neutral color paint scheme and new flooring throughout the home immediately impress. The main living area is warmed by a charming fireplace and flows seamlessly into a finely appointed kitchen. This culinary space sparkles with stainless steel appliances and an accent backsplash that highlights the kitchen island's function and form. In the primary bedroom, a walk-in closet offers ample storage opportunities. All appliances are brand new, and the home's HVAC system has been recently replaced, pairing energy efficiency with comfort. A fresh coat of both interior and exterior paint adds to the feeling of "newness" throughout this meticulously updated dwelling. Venturing outside, an expansive covered patio opens into a fenced backyard. The private in-ground pool is sure to provide hours of outdoor enjoyment, and a sigh of relief from those hot summer days. With an extra 2 car garage, you'll have room to park and much more. This is more than just a home; it's a lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $450 | $450 | $450 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,138 | $3,057 | $3,913 |
Total Monthly Payment | $3,680 | $3,599 | $4,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.