This quaint village home features three bedrooms and one bath and has been beautifully renovated! This move in ready home is situated on a delightful village lot with enough space for a small garden, multiple parking spots, and the attached shed allows for extra storage. Beautiful interior upgrades make this a charming home for a family or those looking to downsize and be near village amenities. Located less than a one minute walk to a local park featuring a playground, seasonal ice skating rink, and in the summer access to the Missisquoi River (free kayaks and paddle board rentals). Restaurants, grocery store, and medical center are within walking distance. Richford has two Canadian border crossings, in less than 15 minutes you can be visiting the delightful towns of Quebec’s Eastern Townships (Sutton, Grandby, Bromont). Enosburg Falls is just a 10-minute drive away, Jay Peak's stunning ski slopes and resort amenities are 30 minutes away, and St. Albans is a 40-minute drive. Burlington, Vermont's vibrant cultural hub, is just over an hour away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$149,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,920 | $119,920 | $119,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $212 | $212 | $212 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $818 | $797 | $1,011 |
Total Monthly Payment | $1,105 | $1,084 | $1,298 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.