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10 North Avenue, Richford, VT, 05476 | $149,900
This quaint village home features two bedrooms and one bath and has been beautifully renovated! The town lists the home as three bedrooms, but it shows as two. This move in ready home is situated on a delightful village lot with enough space for a small garden, multiple parking spots, and the attached shed allows for extra storage. Beautiful interior upgrades make this a charming home for a family or those looking to downsize and be near village amenities. Located less than a one minute walk to a local park featuring a playground, seasonal ice skating rink, and in the summer access to the Missisquoi River (free kayaks and paddle board rentals). Restaurants, grocery store, and medical center are within walking distance. Richford has two Canadian border crossings, in less than 15 minutes you can be visiting the delightful towns of Quebec’s Eastern Townships (Sutton, Grandby, Bromont). Enosburg Falls is just a 10-minute drive away, Jay Peak's stunning ski slopes and resort amenities are 30 minutes away, and St. Albans is a 40-minute drive. Burlington, Vermont's vibrant cultural hub, is just over an hour away.
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Style: Cape,Craftsman,Post and Beam
- Year Built: 1940
- Heating: Natural Gas,Energy Star System,Heat Pump
- Cooling: Mini Split
- Basement: Insulated,Unfinished
- Approx Sq. Feet: 864
- Acreage: 0.1
- Est. Taxes: $2,539
- Lot Desc: City Lot,Trail/Near Trail,Walking Trails,Near School(s)
- Elem. School: Richford Elementary School
- Middle School: Richford Jr/Sr High School
- High School: Richford Senior High School
- School District: Franklin Northwest
- MLS#: 5019081
- Website: https://www.raveis.com
/prop/5019081/10northavenue_richford_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/22/2024Listing courtesy of Sherwood Real Estate Phone: 802-782-0821
Listing Agent: Shayna Sherwood
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10 North Avenue, Richford, VT, 05476
$149,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $119,920 | $119,920 | $119,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $212 | $212 | $212 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $808 | $797 | $1,011 |
| Total Monthly Payment | $1,095 | $1,084 | $1,298 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484