Timeless Style on Iconic Umpawaug Road! Centered at the upper-level expanse of the neighborhood, you will be immediately impressed by the home's rich character as you enter this lovely 4-bedroom, 3. 5-bath Colonial. Perfectly balancing vintage charm with modern sophistication, the parlor leads into a bright living room with 11-foot ceilings and expansive windows that fill the space with natural light. The inviting kitchen exudes country charm and naturally flows to the dining room surrounded by windows, highlighted by rustic beams providing a warm setting for both elegant dinner parties and casual gatherings. The main-floor primary suite is privately recessed, creating a quiet sanctuary with spa-bath and direct access to the west-facing rear deck, perfect for enjoying tranquil sunsets. Upstairs you will find another large ensuite bedroom with lofty ceilings and updated bath plus two additional comfortable bedrooms that share an updated bath. The generously sized laundry room is at the top of the back stairs, and the adjacent unfinished attic space presents an opportunity for additional living space. The expansive lot provides a beautiful backdrop for entertaining, recreation and peaceful retreat. Only 55 miles from Manhattan, you can truly enjoy the best of both worlds. Don't miss your chance to make this captivating residence your own! Centrally located to modern conveniences and recreation: One mile to Topstone Park for hiking and swimming, 2 miles to the Redding Metro North station and just 5 miles from the shops and restaurants of the picturesque Ridgefield town center. Plus: boating and beaches of the Long Island Sound are just a quick drive to the south.
Type | Description | Level |
---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Bedroom Suite,Full Bath,Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 3 | Bedroom Suite,Hardwood Floor | Upper |
Dining Room | Balcony/Deck,Hardwood Floor | Main |
Eat-In Kitchen | Island,Hardwood Floor | Main |
Full Bath | Stall Shower,Hardwood Floor | Upper |
Full Bath | Tub w/Shower,Tile Floor | Upper |
Living Room | 9 ft+ Ceilings,Book Shelves,Built-Ins,Patio/Terrace,Hardwood Floor | Main |
Other | Half Bath,Hardwood Floor | Main |
Primary Bath | Full Bath,Stall Shower,Tile Floor | Main |
Primary BR Suite | 9 ft+ Ceilings,Walk-In Closet,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $863,200 | $863,200 | $863,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,349 | $1,349 | $1,349 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,901 | $5,385 | $7,226 |
Total Monthly Payment | $6,375 | $6,859 | $8,700 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.