4650 PALM VLY Road, Ponte Vedra Beach, FL, 32082 | $2,599,990

Brand new custom construction by Fox Signature Homes on a spacious 1 acre homesite in beautiful Ponte Vedra Beach, Florida. Estimated completion in April 2025.

Two-story floorplan offering 5 bedrooms, 4 full baths, dedicated office and upstairs bonus room, plus wrap-around front porch, covered rear lanai, and semi-attached, oversized two vehicle garage (20' x 28'). Fully landscaped front yard with paver driveway and walkways, custom wood columned front entry, large black frame windows and 8' tall modern, 3/4 lite farmhouse-style front door. Very private, wooded backyard with plenty of room for the swimming pool, a pool house, sports court, putting green, garden, etc. Interior finishes include 12' ceilings with smooth level 5 drywall finish and exposed wood beams, 8' solid core interior doors, stacking 16' wide, 10' tall 6-panel vinyl slider door, 7. 5 inch engineered plank white oak wood flooring throughout (2nd floor areas includes soundproofing), oak stair treads with painted white risers, 7 ΒΌ" baseboards, Dura Supreme custom plywood cabinetry with modern, shaker style panels throughout, Quartz countertops with eased edge throughout, 42" vent free Isokern gas fireplace with cast-concrete surround, custom wood shelving throughout with "California Closets" custom closet organizer in the Owners Suite. In the kitchen is an appliance package supplied by Thermador featuring an all gas 48" stainless steel range oven with 6 burners plus griddle set underneath an oversized, exterior vented, venetian plaster hood, 24" built-in fridge column with cabinet panel, 24" built-in freezer column with cabinet panel, stainless steel dishwasher plus 24" Sharp microwave drawer and a beverage fridge located in the butler's pantry. In addition to stylish open shelving, the kitchen is equipped with Dura Supreme modern shaker panel doors, in both painted and white oak finishes, with metal-framed glass cabinets accentuating the black framed windows. All cabinets throughout the home include soft close, dovetail drawers, set underneath engineered quartz countertops. Adjacent to the kitchen is a spacious, walk-in pantry with custom solid wood shelving. See attached drawings for kitchen cabinet design. Energy efficiency features include an 18 SEER HVAC System with 3 zones and programmable thermostats, spray foam roof deck insulation, R-21 insulated exterior walls, PGT EnergyVue double pane vinyl windows, LED 3-way switch can lighting, 300 amp smart panel electrical service, and two tankless gas water heaters. Security system pre-wired with contacts placed on all doors and window openings. A dedicated upstairs media closet houses all security and telecommunication lines including a fiber service and a network of Cat 6 wiring to all living areas, bedrooms, bonus, office, in addition to three exterior locations for POE security cameras. Exterior details include 30-year architectural shingle roof with 26 gauge standing seam metal accents, whole house gutters and downspouts, James Hardie cementitious lap siding with board & batten accents, tongue & groove cypress porch ceilings, cypress column and beam, and pre-plumbing for a future water softener. This home is served by Saint Johns County top-notch public school district including an A-rated elementary, middle, and high school. Utilities include public water and sewer, electric, fiber cable, and propane gas service. Across the front of the property is a continuous sidewalk that leads to a Publix grocery store, YMCA gym, various restaurants, the Ponte Vedra Concert Hall, and Mickler Beach (only 20 minutes by Bike)! 20 minutes drive north is world renowned healthcare at Mayo Clinic and Jacksonville International Airport can be reached in under an hour. Low county taxes and there are no HOA fees or deed restrictions. Contact listing agent for more details!

Features

  • Bedrooms: 5
  • Baths: 4 full
  • Lot Size: 110'
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,802
  • Acreage: 1.05
  • Lot Size: 110'
  • Lot Desc: Wooded
  • View: Trees/Woods
  • Elem. School: Ocean Palms
  • Middle School: Alice B. Landrum
  • High School: Ponte Vedra
  • Appliances: Dishwasher, Dryer, Freezer, Gas Oven, Gas Range, Ice Maker, Microwave, Tankless Water Heater, Washer
  • MLS#: 2052410
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /eprop/2052410/4650palmvlyroad_pontevedrabeach_fl?source=qrflyer
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Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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4650 PALM VLY Road, Ponte Vedra Beach, FL, 32082

$2,599,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,079,992 $2,079,992 $2,079,992
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.321% 6.750% 7.038%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $13,491 $13,318 $18,406
Total Monthly Payment $13,616 $13,443 $18,531

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.