Wonderful Opportunity to own a well maintained 2 Family Duplex in the heart of Webster. Many mechanical updates have been done during ownership including the Roof on the main house, 2 Furnaces (1 gas and 1 oil), oil tank replaced, and electrical updates. Unit 1 was owner occupied, is clean, vacant, and nicely remodeled with new flooring and carpet, oak cabinetry, new stairs, fencing in backyard, and freshly painted throughout. Mudroom, Living/dining combo, Large eat in kitchen, and a 1st floor full bathroom. All 3 Bedrooms are on the second floor. Unit 2 has not been remodeled. First floor has a mudroom, living room, and eat in kitchen with wood cabinetry. Upstairs has 3 Bedrooms and a full bath. Utilities are individually metered. Unit 1 is heated by gas, Unit 2 by oil. Both units have interior access to their side of basement. Laundry hookups located in the unfinished lower level (gravel floor). Nicely sized fully fenced in backyard. Storage Shed, and common area porch. Must See!
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Our Executive Mortgage Banker:
Our Insurance Division:
$374,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.775% | 6.790% | 6.034% |
Monthly Tax Payment | $280 | $280 | $280 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,046 | $1,920 | $2,491 |
Total Monthly Payment | $2,401 | $2,275 | $2,846 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.