Welcome to this charming, well-located ranch, offering the perfect blend of comfort and convenience. This spacious home features 4 generously sized bedrooms and 2 and a half well-appointed baths, You'll love the timeless appeal of the gleaming hardwood floors and the abundant natural light streaming through the bay windows, creating a warm and inviting ambiance in the living room. Cozy up by the working fireplace during cooler evenings or enjoy gatherings in the expansive family room, complete with ample closet space. The kitchen is a chef's dream, boasting elegant tile flooring, new appliances, and stunning granite countertops, The home also features energy-efficient vinyl windows and central AC, ensuring year-round comfort. The fully finished basement with a walk-out door offers additional living space or potential for a home office, gym, or entertainment area. good-sized fenced yard, ideal for outdoor activities or gardening, Conveniently located just minutes from Route 95.
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Hardwood | First |
Bedroom 3 | Flooring - Hardwood | Third |
Bedroom 4 | Closet, Flooring - Laminate | Basement |
Dining Room | Flooring - Stone/Ceramic Tile, Window(s) - Bay/Bow/Box | First |
Kitchen | Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Tray Ceiling(s) | First |
Living Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box | First |
Master Bedroom | Bathroom - Half, Closet, Flooring - Hardwood, Flooring - Laminate | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$679,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,200 | $543,200 | $543,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $487 | $487 | $487 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,706 | $3,430 | $4,511 |
Total Monthly Payment | $4,284 | $4,008 | $5,089 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.