Start the new year in style in this charming, move-in-ready Dunedin coastal cottage! Situated in the coveted golf cart zone, this fully updated home effortlessly combines modern comforts with timeless appeal. Thoughtfully prepared for a smooth transition, and now offered at a more attractive price, it’s the perfect opportunity for buyers looking to close quickly and embrace the warmth and beauty of coastal living.
Rest easy with a home built to last: this property sustained no flooding and no wind damage from Helene and Milton. Plus, custom hurricane fabric panels installed in 2024 provide added peace of mind.
Inside, the bright open-concept layout flows effortlessly into multiple outdoor living spaces, ideal for relaxing or entertaining. The home features two bedrooms plus a bonus room for office, guest room or dining space, and 1. 5 baths. This home features a modern kitchen with custom soft-close cabinetry, granite countertops, and top-of-the-line 2024 appliances, including a Samsung Bespoke refrigerator and Frigidaire induction stove. Extensive updates since 2022 ensure this home is truly turn-key. Over $8, 000 in electrical upgrades include a new main panel, updated outlets, fixtures, dimmers and remote-controlled modern ceiling fans. Additional improvements include an energy-efficient American Standard A/C system, a new water heater, and an LG ventless washer/dryer. Thoughtful design elements like custom board-and-batten walls, built-in closet systems, and a modern sliding door add both functionality and style.
Outdoor spaces are equally impressive, featuring fresh paint, new front and back paved patios, updated light fixtures, a custom awning, and leaf guards. A new roof over the den and carport adds long-term durability. The front yard has been upgraded with a Rainbird automatic sprinkler system, shade-friendly sod and beautifully landscaped areas, enhancing the home's curb appeal. The private backyard is a lush oasis, enclosed by fencing, with natural tropical landscaping and gorgeous live oaks offering year-round shade. As evening falls, solar and low-voltage landscape lighting illuminate the space, transforming the backyard into a magical retreat perfect for relaxing or entertaining.
Nestled in the heart of charming Dunedin, this home offers unbeatable access to the best the area has to offer. A 5 minute golf cart ride gets you to the historic downtown district to enjoy the restaurants, festivals and shops. And with the Pinellas Trail only a block away, you can easily bike downtown or to the scenic Dunedin Causeway. Across the street, you’ll find an entrance to the popular Hammock Park with peaceful walking trails, while nearby San Jose Park provides a private waterfront perfect for watching breathtaking sunsets.
This home offers more than just a place to live; it’s a lifestyle. Don’t miss the chance to embrace the tropical warmth of Florida and enjoy all the benefits of this coastal cottage and its prime location.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,600 | $419,600 | $419,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $455 | $455 | $455 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,827 | $2,789 | $3,539 |
Total Monthly Payment | $3,374 | $3,336 | $4,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.