FALL IN LOVE with 208 St. Lucie Drive in the Simpsonville community of The Cove at Savannah Pointe. This 5 bedroom 3 full bathroom home boasts a new roof (April 2024) and new carpet (September 2024) not to mention a highly sought after floor plan starting with a guest bedroom or ideal home office and full bathroom on the main level. Additionally the home affords a breakfast area off the kitchen and a large formal dining room for bigger gatherings that are around the corner! All of the kitchen appliances will convey. Luxury vinyl plank floors can be found throughout most of the main level. Upstairs you'll find that new plush carpeting! The primary bedroom showcases a sitting area that can be used in a variety of ways as well as two walk-in closets and a well-appointed bathroom with a tub and tiled shower. There are three additional bedrooms upstairs with very spacious closets. One of the bedrooms could be used (and is currently staged) as a recreational/TV room. The laundry room is also conveniently located upstairs off the landing. The yard is fully fenced with a covered patio and fire pit area. The community has a pool and playground area and is close to retail and restaurants and is zoned for well-ranked schools including Rudolph Gordon Elem & Middle and the newly opened Fountain Inn High School. Make this home YOURS for the HOLIDAYS!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $347,920 | $347,920 | $347,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $228 | $228 | $228 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,312 | $2,934 |
Total Monthly Payment | $2,618 | $2,615 | $3,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.