Welcome to your serene retreat! This charming 2-bedroom, 1-bathroom home boasts 1, 416 sqft of comfortable living space, all nestled on a sprawling 2. 4-acre lot adorned with beautiful mature trees. Step inside to discover an inviting open kitchen featuring a cozy breakfast nook, ideal for casual dining. The spacious living room invites relaxation and gatherings, while the screened-in patio offers a perfect spot to enjoy the outdoors year-round.
An additional building off the screened patio provides laundry facilities, an extra bedroom, and plumbing for a bathroom, presenting a fantastic opportunity for expansion or rental income.
This property also includes a handy shed for all your tools and gardening needs. With a little TLC, this home can truly shine! Located conveniently close to dining, shopping, and just a short drive to the coast to experience breathtaking sunsets, this property combines tranquility with accessibility. Don't miss out on this unique opportunity! CASH ONLY _ Will not pass inspections
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Our Executive Mortgage Banker:
Our Insurance Division:
$240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $192,000 | $192,000 | $192,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $229 | $229 | $229 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,294 | $1,276 | $1,619 |
Total Monthly Payment | $1,598 | $1,580 | $1,923 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.