Under contract-accepting backup offers. One or more photo(s) has been virtually staged. *This home experienced water intrusion during hurricane Helene. First time this home has ever had a flood loss since it was built. Restoration process has started and home is being offered in it's as-is condition at this price which is limited to CASH only purchasers. ** New images coming Tuesday 10/22. All current inside first level photos are for floor plan reference. As the remediation process continues the price will be adjusted. This is an excellent opportunity to make this house your own. Sellers willing to work with Potential Buyers selections and choices for a more completed home (subject to price). Remediation is moving very fast so it is recommended to act quickly. Only first level was effected by water damage and all damaged material has been removed. Located in a wonderful vibrant neighborhood with convenient access to everything. Home located on an oversized lot and this property features a desirable 4-bedroom, 3-bathroom floor plan with a pool. The spacious layout offers a perfect blend of comfort and functionality, ideal for those needing extra room and storage. The home boasts a large family room and living room, both conveniently located off the kitchen. A generous indoor laundry room, an oversized 2-car garage with bonus climate controlled storage closet. Ample space for entertaining make this home the perfect place to call home. The expansive fenced-in backyard features a screened-in pool, perfect for enjoying the Florida lifestyle with your family and friends. Upstairs, you’ll find three bedrooms and two bathrooms, providing a nice separation between living and sleeping areas. The main level includes a versatile office/den/bedroom with easy access to a full bathroom. Located within walking distance to community parks, pickleball and tennis courts, neighborhood community Islander Market, and is surrounded by the serene waters of Tampa Bay. Situated on a low traffic street among multi-million-dollar waterfront properties. Golf cart or drive a few minutes to vibrant downtown St. Petersburg, award-winning beaches, Tampa, and two international airports. The location also offers access to top-rated schools, the new Shore Acres Rec Center, a new YMCA, golf courses, boating, shopping, museums, and a plethora of restaurants. Don’t miss this chance to own your Florida dream home!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $323 | $323 | $323 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,689 | $2,653 | $3,367 |
Total Monthly Payment | $3,087 | $3,051 | $3,765 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.