Step into this welcoming open-concept home, where there's so much more than first meets the eye! Featuring three comfortable bedrooms and a full bathroom, this delightful property includes a bright, spacious sunroom that flows onto a fantastic deck—ideal for outdoor gatherings or peaceful evenings overlooking the tranquil backyard. The kitchen shines with stylish white shaker cabinets and sleek stainless steel appliances. The lower level offers additional living space, with a partially finished walk-out basement, a laundry area, and a large finished room with three closets, abundant storage, and a dedicated space ready for a future second bathroom. A detached one-car garage provides extra room for a workbench, perfect for those who enjoy DIY projects. Nestled in a highly sought-after neighborhood, this home is serviced by town water and sewer, and features a level yard. Conveniently located near local amenities, this home is much larger than it appears from the outside. Don’t miss your chance to make it your own!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $553 | $553 | $553 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,778 | $3,654 |
Total Monthly Payment | $3,646 | $3,422 | $4,298 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.