701 Mirror Lake DRIVE N, #403, St. Petersburg, FL, 33701 | $323,900

With over a million dollars in reserves, this community stands out as a rare example of exceptional financial stability. Top-Floor Condo in Downtown St. Pete's Historic Mirror Lake District.

Experience the perfect blend of charm and modern living in this rarely available 4th-floor condo, located in a high-and-dry, non-flood, and non-evacuation zone. With only four other units on the floor, enjoy unparalleled privacy, direct elevator access, and stunning city views just steps from your door.

Originally built in 1915 as St. Pete High School and transformed into condos in the 1990s, this historic building retains its timeless character with soaring ceilings, oversized windows, and an open, light-filled layout. Recent updates make this unit truly move-in ready.

The pet-friendly, all-ages community offers excellent amenities, including a heated pool, private courtyard, assigned parking, bike storage, and a community book exchange. Secure keyed access to the lobby and gated pool area enhances your sense of safety.

Ideally situated near Mirror Lake, this home provides access to a scenic walking path and nearby attractions such as the St. Petersburg Shuffleboard Club, Mirror Lake Library, and The Palladium. Downtown’s vibrant restaurants, shops, museums, and the SunRunner transit to St. Pete Beach and Central Avenue are all within walking distance.

Don’t miss this rare opportunity to own a piece of history in the heart of the city. Schedule your private showing today!

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 4
  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Inside
  • Complex: 701 MIRROR LAKE CONDO
  • Year Built: 1915
  • Approx Sq. Feet: 730
  • Acreage: 1.66
  • Est. Taxes: $5,200
  • Condo Fee: $739 Monthly
  • View: City
  • Elem. School: North Shore Elementary-PN
  • Middle School: John Hopkins Middle-PN
  • High School: St. Petersburg High-PN
  • Pool: Heated
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8312182
  • Days on Market: 64 days
  • Website: https://www.raveis.com
    /prop/TB8312182/701mirrorlakedriven_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2024 1:17:08 PM)
Listing courtesy of REALTY ONE GROUP SUNSHINE   Phone: 727-293-5100

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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701 Mirror Lake DRIVE N, #403, St. Petersburg, FL, 33701

$323,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $259,120 $259,120 $259,120
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $433 $433 $433
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,790 $1,746 $2,204
Total Monthly Payment $2,298 $2,254 $2,712

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.