Spacious And Well-Priced Upper East Side 2 Bedroom, 2 Bathroom For Sale. Measured at 1, 300 square feet on the 12th floor spread across a versatile floor plan with the ease of creating a third bedroom or home office, if so desired. The current floor plan is highlighted by 2 full bathrooms (one with a tub and one with a standing shower), a windowed galley kitchen with the ability to open into the living room, formal living room, designated dining area, enormous primary suite with double exposure and 8 total closets throughout. The kitchen provides a useful front pantry with additional cabinetry and the dining area has a thoughtful bar area with storage and glass showcase cabinetry. This apartment overlooks 79th Street and benefits from morning light and daytime reflective light while the bedroom has an additional window to the west towards 1st avenue and 79th street. Additional details include: parquet floors, crown and base moldings, through the wall air conditioning. The apartment has recently been upgraded with all new light fixtures, ceiling fan, polished chrome door hardware, and polished chrome kitchen cabinet handles. Move right in or update to your liking.
440 East 79th Street is a desirable Upper East Side co-op building located on 79th Street between 1st Avenue and York Avenue. The building offers a warm and friendly environment with one of the most attentive doormen and building staff in the area and live in superintendent. The building’s amenities include the newly reimagined and renovated rooftop deck and garden which is surely one of the premier decks on the upper east side, updated gym (located in basement), newly renovated basement, attached building garage, full-size laundry room and common storage. Pet friendly, financially sound co-op with stable maintenance (only 2% increase for 2024). Short walk away from Carl Schurz Park, the East River Promenade, Agata & Valentina, and NYC’s best restaurants. Building allows pied-a-terre, co-purchasing, and gifting. No Flip Tax in this financially sound co-op.
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William Raveis Mortgage, LLC
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $918,400 | $918,400 | $918,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,215 | $5,730 | $7,688 |
Total Monthly Payment | $5,340 | $5,855 | $7,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.