This charming four-bedroom home is a two-level property with a handsome clapboard exterior and has been nicely updated throughout. Lush front and rear lawns, a finished basement, heated garage, and a big back deck are just a few of the many features. An expansive living room with crown molding, gleaming hardwood floors, and a wall of windows is a wonderful place to spread out and relax. The remodeled kitchen is another highlight, with spacious counters, a breakfast bar, and a delightful butler’s pantry. There are two convenient exits to the outside from the kitchen area, including sliding glass doors leading out to the terrace. Also at this level are two bedrooms, each with corner exposures, and a beautifully remodeled full bath with a frameless shower. Two more bedrooms are upstairs, along with a full bath and a large rec room with a vaulted ceiling and palladium window that could also serve as a wonderful work-from-home office or music room. The finished basement provides more options, with tiled floors, tons of storage, a kitchenette area, a washer and dryer, an exit to the outside, and separate access to the adjoining garage with its wood floors. Outdoor spaces are another integral part of the appeal, including a large backyard oasis with a delightful deck, great for barbecues and dining al fresco. You’ll be on a tranquil tree lined road yet also conveniently close to the Main Street shopping district, Camp Smith Trail, Riverfront Park, the Hudson River, the Bear Mountain extension, and Taconic State Parkway, all in a historic hamlet dating back to 1697. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Attached,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $981 | $981 | $981 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,964 | $2,924 | $3,711 |
Total Monthly Payment | $4,037 | $3,997 | $4,784 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.