This modest contemporary style home is perfect for the first time home buyer or someone looking to downsize. Located in an area of more expensive homes, this property lends itself to modernization, expansion, your desired personal touches or just to enjoy as is! The first floor offers an open floor plan as well as a deck overlooking a large treed back yard, which the nature lover or birder will appreciate. The open fireplaced living room and dining room areas, efficient kitchen with vaulted ceiling, bedroom and full bath complete this level. The second floor offers the primary bedroom with a generous Jack and Jill bath connecting to a second bedroom, which is currently being used as an office. Located in the most desirable Town of Harvard, North of Route 111, Route 495 to the south, not far from the Boxborough town line, access to highways shopping and services is convenient and easy.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Bathroom - Double Vanity/Sink, Closet, Flooring - Wall to Wall Carpet, Window(s) - Picture | 13.6 x 11.4 | Second |
Bedroom 3 | Closet, Flooring - Hardwood, Window(s) - Picture | 11.0 x 11.7 | First |
Dining Room | Flooring - Hardwood, Slider | 11.8 x 11.3 | First |
Kitchen | Vaulted Ceiling(s), Flooring - Vinyl, Window(s) - Picture | 11.4 x 10.6 | Main,First |
Living Room | Cathedral Ceiling(s), Flooring - Hardwood | 17.7 x 12.4 | First |
Master Bedroom | Bathroom - Full, Bathroom - Double Vanity/Sink, Closet, Flooring - Wall to Wall Carpet | 17.4 x 12.5 | Second |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,200 | $583,200 | $583,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $801 | $801 | $801 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,929 | $3,876 | $4,918 |
Total Monthly Payment | $4,822 | $4,769 | $5,811 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.