81 Chipman Street, #APT 6, Waterbury (Town Plot), CT, 06708 | $185,000

Well maintained one bedroom condo with attached garage and walk out balcony. Enjoy the convenience of doing laundry right in the kitchen. Tile and carpet in great condition throughout. Plenty of closet space and well lit rooms. The condo complex is located in the Town Plot neighborhood, walking distance to restaurants, stores, parks and much more all while being a short 5 minute drive from Downtown Waterbury. This home provides both comfort and practicality. This townhouse offers the best of both worlds: serene living in a prime location. Don't miss out-schedule your showing today! Investor friendly complex, great location and currently cash flowing. Benefit from the high absorption rate for rentals in Waterbury and enjoy low HOA fees, low taxes, and less intensive property management with the HOA professionally maintaining the complex.

Features

  • Town: Waterbury
  • Heating: Baseboard
  • Cooling: Wall Unit
  • Levels: 3
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Complex: Chipman Street (81)
  • Year Built: 1989
  • Common Charge: $250 Monthly
  • Above Grade Approx. Sq. Feet: 610
  • Est. Taxes: $2,429
  • Lot Desc: N/A
  • Elem. School: Per Board of Ed
  • High School: Per Board of Ed
  • Pets Allowed: Yes
  • Pet Policy: Pets allowed
  • Appliances: Electric Range,Refrigerator
  • MLS#: 24054553
  • Website: https://www.raveis.com
    /prop/24054553/81chipmanstreet_waterbury_ct?source=qrflyer
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Listing courtesy of Group Realty LLC

Room Information

Type Level
Dining Room Main
Living Room Main
Primary Bedroom Main

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NMLS Mortgage Loan Originator ID 81725

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Frank.Kolb@raveis.com

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81 Chipman Street, #APT 6, Waterbury (Town Plot), CT, 06708

$185,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $148,000 $148,000 $148,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $202 $202 $202
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $997 $984 $1,248
Total Monthly Payment $1,274 $1,261 $1,525

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.